Privacy Policy

Effective Date: October 26, 2023. At Versity Stock, we take your privacy seriously. This policy describes how we collect, use, and protect your personal information in compliance with the Nigeria Data Protection Act (NDPA) 2023, the General Data Protection Regulation (GDPR), the California Consumer Privacy Act (CCPA), and other applicable privacy laws in West Africa.

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Information We Collect

We collect information that you provide directly to us when you create an account, update your profile, use the interactive features of our services, participate in contests, promotions or surveys, request customer support or otherwise communicate with us. The types of information we may collect include your name, email address, postal address, phone number, and any other information you choose to provide.

  • Account creation data (Name, Email, Password)
  • Billing and payment information
  • Usage data and interaction metrics
  • Device and connection information
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How We Use Data

We use the information we collect to provide, maintain, and improve our services, such as to administer your account, process transactions, and provide customer support. We also use the information to monitor and analyze trends, usage, and activities in connection with our services, and to personalize the services and provide advertisements, content, or features that match user profiles or interests.

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Cookies

We use cookies and similar tracking technologies to track the activity on our Service and hold certain information. Cookies are files with small amount of data which may include an anonymous unique identifier. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.

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Third-party Services

We may employ third party companies and individuals to facilitate our Service ("Service Providers"), to provide the Service on our behalf, to perform Service-related services or to assist us in analyzing how our Service is used. These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

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Payment Security

We provide paid products and/or services within the Service. In that case, we use third-party services for payment processing (e.g. payment processors). We will not store or collect your payment card details. That information is provided directly to our third-party payment processors whose use of your personal information is governed by their Privacy Policy.

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Data Protection

We implement robust data protection measures compliant with global and regional standards, including the Nigeria Data Protection Act (NDPA) 2023, the Nigeria Data Protection Regulation (NDPR), the ECOWAS Supplementary Act on Personal Data Protection, the GDPR, and the CCPA. These measures ensure your data is handled lawfully, fairly, and transparently. We utilize state-of-the-art encryption in transit and at rest to safeguard your personal data against unauthorized access, alteration, or disclosure.

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User Rights

Under the NDPA, GDPR, CCPA, and applicable laws, you hold specific rights regarding your personal data. You have the right to access, rectify, or erase your information, restrict or object to its processing, and request data portability. Whenever possible, you can exercise these rights directly within your account settings. If you require assistance, or wish to lodge a complaint with the relevant data protection authority (such as the Nigeria Data Protection Commission - NDPC), please contact us.

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Retention

We will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.

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Security

The security of your data is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.

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Children's Privacy

Our Service does not address anyone under the age of 18 ("Children"). We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and you are aware that your Children has provided us with Personal Data, please contact us.

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Contact Information

If you have any questions about this Privacy Policy, please contact us:

Email: privacy@versitystock.com

Address: 123 Tech Lane, Suite 400, San Francisco, CA 94105 (Global HQ)
Regional Office: Lagos, Nigeria